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Terminology Practice

2006-02-21 00:00

  1.account银行账户

  account: In this sense, a record of financial transactions *; money on deposit in a bank.

  For example: I guess your work has to do with checking accounts.

  We ve had an account with them for years.

  You don t make much on that kind of account.

  2. board of directors董事会

  board of directors: a group of people who control the activities of a bank or company.

  For example: Are the members of the board of directors stockholders?

  When will the board of directors stockholders?

  He s member of the board of directors.

  3. capital资本,资金

  Capital: In this sense, the money used to start a bank or company.

  For example: They put up the necessary capital.

  What is the amount of the capital?

  They had some trouble raising the capital.

  4. cashier现金主管

  Cashier: an officer of a bank in charge of the money, which goes in and out of a bank or company.

  For Example: They hire the president and vice-president, along with the cashier.

  You d better see the cashier about that.

  The cashier is on vacation just now.

  5. charter银行执照

  Charter: in this sense, permission granted by the government to do business.

  For example: They were granted a charter by the government.

  When was the charter granted?

  I don t think they ll be able to get a charter.

  6. checking支票帐户,活期存款

  Checking account: an account in bank from which money can be drawn by check.

  For example: I guess your work has to do with checking accounts.

  How much money is left in my checking account?

  I d like to close my checking account.

  7. Clerical 银行行员的

  Clerical: having to do with the keeping of records and with correspondence.

  For example: The board hires them, along with the clerical workers.

  We re behind on our clerical work.

  Do you have any clerical jobs open now?

  8. dividend红利 <B

  R>Dividend: a sum of money paid to a stockholder or shares of stock issued to him out or profits in relation to his investment.

  For example: The stockholders receive regular dividends.

  The last dividend was quite large.

  How much did you receive in dividends?

  9. invest投资

  Invest: put money into a business in order to make a profit .

  For Example: I d like to invest in some mutual bonds.

  How much money does she have to invest?

  10. investment投资,投资金额

  Investment: money put into a business in order to make profit; the act of doing this.

  For Example: Planning the bank s investments is very important.

  I want to talk to you about my investments.

  Would you make an investment of that kind?

  11. loan贷款

  Loan: In this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.

  For example: I guess your work has to do with making loans.

  He s afraid he s made a bad loan.

  What is the amount of the loan?

  12. president 行长,董事长

  President: the officer who has the major responsibility for the management of a business.

  For example: The board hires the president and vice-presidents.

  This decision will have to be made by the president.

  Doesn t that company have a new president?

  13. profit利润

  Profit: earnings remaining after all the expenses of a business activity have been paid.

  For example: Do you divide all the profits among the stockholders?

  We expect to make a nice profit this year.

  The profits have been slowly rising.

  14. reserves储备,储备金

  Reserves: in this sense, earnings kept back for later use.

  For example: Some of our earnings are held in reserve accounts.

  Their reserves are getting pretty low.

  They were lucky to have such large reserves.

  15. savings account储蓄帐户,定期存款

  Savings account: an account in a bank on which the depositor receives interest.

  For example: I guess you has to do work savings accounts.

  They have a savings account with us.

  He decided to put the money in a savings account.

  16. statement财务报表

  Statement: In this sense, an announcement of a bank s financial condition

  For example: Here s copy of our last published statement.

  You have every reason to be proud of this statement.

  Our new statement will be published next week.

  17. stockholder股东,股票持有者

  Stockholder: a party who holds part ownership in a company.

  For example: The stockholders own it.

  The statement will be sent to all the stockholders.

  He s one of our largest stockholders.

  18. surplus盈余

  Surplus: money owned by a company in addition to its capital.

  For example: The reserves are shown here as surplus and undivided profits.

  The surplus is now as large as the capital. They ve built up a nice surplus.

  19. teller银行出纳员

  Teller: an employee in a bank who pays out and receives money

  For example: The board hires them, along with the tellers.

  Take this to one of the tellers windows.

  The teller took the problem to the cashier.

  20. undivided profit未分配利润

  Undivided profits: profits not yet paid out as dividends or added to the surplus.

  For example: The reserves are shown here as surplus and undivided profits.

  I didn t know the undivided profits were this high.

  How much undivided profit do you have?

  21. vice-president副行长

  Vice-president: an officer in a company who assists the president.

  For example: The board hires the president and the vice-presidents.

  A vice-president supervises this department.

  One of the vice-presidents can handle this matter.

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