deduct vt.credit vt.
许可（证）, 执照 vt.许可, 特许
想要, 打算, 企图
比较, 对照, 比喻 n.比较
疑惑, 疑问 v.怀疑, 不信,
Phrases and Expressions
proof of identity
cash a check
proof of one's identity
a driver's license
a signature card
a summary of the checks
1.When a bank makes a payment on a check, it cancels the check. 当银行兑付支票时要予以注销。
(1)make a payment付款
make a payment on a check兑付支票
(2)cancel a check注销支票
2.If you have a checking account, the bank sends you your canceled checks along with your monthly statement.如果你有支票账户，银行每月把你的付讫支票连同月度清单送给你。
(1)a checking account支票账户
3.You must be careful to sign your name exactly as you intend to write it on your checks. 你必须认真地签字，它要同你今后在支票上的签字完全相符。
(1)sign one's name签字
例：This is the same as it was before.
(3)write it on your checks在支票上签字
4.A check must be endorsed before it can be cashed. 支票在兑现之前必须先背书。
(1)endorse a check: sign one's name on the back of a check背书（在支票的背面签上自己的名字）
5.The amount that is left in your account after the cheeks have been deducted and the deposits have been credited is the balance. 在扣除了支票款及贷记的存款额之后，账户上剩下的金额就是余额。
(1)此句为"主+系+表"句型结构，即The amount…is the balance.
(2)(The amount)that is left in your account为定语从句，意思是"账户上剩下的（金额）"
(3)after the cheeks have been deducted and the deposits have been credited此句在定语从句中充当"状语从句"，句中的the cheeks have been deducted 和the deposits have been credited为并列关系
folder n.file n.,vt.
改变, 使多样化; 变化, 不同
居民; 居住的, 常驻的
最小的, 最低的; 最小值, 最小化
个人, 个体; 个别的, 单独的, 个人的
文件夹文件, 档案; 把...归档
Phrases and Expressions
foreign student adviser
in order to…
You would find it safer and more convenient to put your money in a bank and write out checks to pay for your larger purchases.你会觉得把钱存在银行更安全，用支票购买大件商品更方便。
(1)句中的it是形式宾语，真正的宾语是to put your money…and (to) write out checks…
(2)(to) write out checks是与to put your money…并列的关系，也是做真正的宾语。意思是"开出支票"
(3)to pay for your larger purchases是目的状语，意思是"支付大件商品款"
例：He paid ￡5 for the book.
The canceled checks that are returned to you provide a record of where your money was spent, and they can serve as proof that payment was received寄回的付讫支票记载了你花钱的地点，当作收到款项的证据
(1)that are returned to you是定语从句，修饰前面的checks
(2)where your money was spent是介词of的宾语从句
(3)serve (as):to act in a particular capacity:
例：serve as a clerk作为职员
You would need to have a permanent address in the city, and you would also be asked to supply the name of a permanent resident who is willing to recommend you. 你须有市区的常住地址，并提供一位愿意作为你开户介绍人的常住居民的名字。
(2)a permanent address永久居住的地址
(3) a permanent resident永久居住的居民
Whenever checks were received for payment, the bank would file them by number in your folder and compare the signatures with the one on your card. 当银行收到你的支票要求付款时，它将按账号存放在你的账夹内，并将签字与你预留印鉴卡上的签字核对。
(3)the one on your (signature) card预留印鉴卡上的签字
the one:the signature